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Questions for your insurance company:
- Does this policy cover my legal responsibilities in the event of an oil spill on my property?
- Am I covered in the event of a spill on a neighbouring property?
- Can you explain the definitions contained in my policy to me?
- What are my legal rights and responsibilities?
Questions for your environmental consultant/remediation contractor:
- Do they have environmental remediation insurance?
- Do they have environmental errors and omission insurance?
- Do they have comprehensive commercial general liability insurance?
- How will my property be remediated? To pre-spill conditions?
- Will my property value decrease because of a spill?
- Will I be able to insure my property after it is remediated?
- Will I receive copies of the assessment and remediation reports for my property?
- Will the assessment/remediation include all impacts to soil, groundwater, air, building materials (e.g. floor slab, foundation blocks) and contents?
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